Life Insurance Knowledgebase

Life Insurance Knowledgebase



What does your life insurance policy cover?
Posted in: Life Insurance Basics

A life insurance policy is a contract between the insured and the insurance company. Insurance company agrees to pay the beneficiary named in the policy a sum of money on the death of the insured in exchange for regular and timely payment of premium by the insured. Nobody wants their loved ones having financial troubles, [...]

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Which is your best choice – Term Life Insurance or Permanent Life Insurance?
Posted in: Buying Life Insurance

When buying life insurance, besides considering how much you need, you must all understand and choose between term life insurance and cash value life insurance. Term life insurance and cash value life insurance are the two basic types of life insurance. While term life insurance covers you relatively inexpensively for a set period, cash value [...]